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To address these limitations, many drivers opt for separate breakdown repair plans offered by third-party providers or insurers specializing in this area. These plans typically include services such as towing, emergency roadside assistance, and transportation arrangements if the vehicle cannot be repaired at the scene. Some plans also offer discounts on repair costs at participating garages or provide loaner vehicles while the insured vehicle is being repaired.

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• Rental car companies typically offer several insurance options to customers at the time of checkout. These options can vary by company but generally include liability protection, collision damage waiver (CDW), additional liability coverage, and personal accident protection. Understanding these options can help you make an informed decision about what coverage you need.

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